Neither Plan Fee option includes any other fees. prepaid debit cards and related financial services to the estimated 60 million underbanked consumers in the United States After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. Fee applies if there are funds in the Card Account and the Card Account has had no activity, i.e., no purchases; no cash withdrawals; no load transactions; and no Balance Inquiry Fee for ninety (90) days. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. What Is Brinks Prepaid Mastercard? Read More Use the Brink's Money Prepaid Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply.) See the Cardholder Agreement for details. After three months of on-time payments, plus at least $100 of the CD loan paid back, you can apply for the Self credit card. Unapproved checks will not be funded to your card. Netspend is a registered agent of Republic Bank & Trust Company. processed. Fee is determined and assessed by operator of Netspend Reload Network Brink's Money Prepaid Mastercard. From bill pay to a mobile app, text alerts to a purchase cushion, the Brinks reloadable debit card is one of our top rated prepaid cards. NOTE: Fees assessed to your Card Account balance may bring your Card Account balance negative. Use your card for signature purchase transactions then redeem those points for cash back on your Card Account.4, Add check funds to your Brink's Prepaid Mastercard with the mobile app.5, Checks subject to approval. Picture must meet Image Guidelines. lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and Activate your new Brink's Money Prepaid Mastercard and verify your identity. Securing cash and valuables since 1859. standard Replacement Card Fee. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. 2. Netspend is a registered agent of Republic Bank & Trust Company. plus you get: Use your Card in everyday places and you could earn cash back offers back to your Card Account. Getting a Business Loan When You Have Bad Credit. Void in U.S. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. No minimum balance necessary to open Savings Account or obtain the yield(s). who do not have a traditional bank account or who rely on alternative financial services. There is a reload fee of up to $3.95 fee every time you reload the card. Ends 1/31/22. but can take up to one hour. Here's how it works: Order a Card To order a Card, provide your name, mailing address and email address. ++During checkout, select "CREDIT" on the keypad to make a Signature Purchase, or select "DEBIT" and enter your PIN to make a PIN Purchase. family Ingo However, credit score alone does not guarantee or imply approval for any Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions. Do Private Student Loans Have a Statute of Limitations? Its not a long-term option, but is a great short-term solution. The Brink's Money Prepaid Mastercard lets you focus on the things that are most important in your life. theYear = now.getYear(); If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Securing cash and valuables since 1859. redemption parameters. 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers. Use of Card Account also subject to fraud We may also ask to see your driver's license or other identifying information. Above that, the APY drops to 0.50 percent (0.49 percent variable interest rate), which isnt a terrible rate considering the current average APY. Through his thorough card reviews and product comparisons, Nouri strives to demystify personal finance topics and credit card terms and conditions to help readers save money and protect their credit score. $3.00 per withdrawal. Here's an explanation for how we make money See if you qualify for student loan refinancing and compare real time offers. deducted from check total prior to loading your Card Account. Netspend Corporation.All rights reserved worldwide. Certain products and services may be licensed under U.S . Brink's understands that time and money are valuable to you. * Find surcharge free ATMs. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Brink's Prepaid Mastercard is issued by Republic Bank & Trust Company, which is based in Louisville, KY and was founded in 1982. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. Prepaid cards only allow you to spend money already in your account. (CT) brinksmoneypayroll@brinksinc.com www.brinkspayrollcard.com CompuSafe Customer Support See the Cardholder Agreement for details. 8 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Our goal is to give you the best advice to help you make smart personal finance decisions. 5 The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. 6 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by . A FICO score/credit score is used to represent the creditworthiness of a Brink's is founded on a heritage of trust and a reputation as the most reliable name in the industry. This feature drops your monthly plan to $5 a fee similar to other prepaid cards. However, if used correctly, it can be handy in a bind and help people. Get a free consultation from a leading credit card debt expert. This caveat is worth considering since prepaid cards dont enjoy as many federal protections as debit and credit cards do. Republic Bank & Trust Company, Member FDIC. Brink's Prepaid Mastercard sets a daily direct deposit limit of $7,500. Cardholder is responsible for repayment of any negative balance. This editorial content is not provided by any financial institution. And your money is FDIC Insured by Republic Bank & Trust Company, Member FDIC, upon card activation and identity verification. LET'S TALK. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. and record information that identifies each person who opens a Card Account. Trust us with your money and take advantage of the benefits such as a Personal Photo card. Keep in mind that if you want access to credit quickly, the Self Credit Builder Account with Secured Visa is not the path you should take. Call our automated, toll-free number 1 If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. CONSUMER DISCLOSURE: NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. Adding money to your Brink's Money Prepaid Mastercard is convenient. Furthermore, there are better prepaid cards that can truly help you establish financial security and provide avenues to graduate to products like the best secured credit cards. Pay- The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. It should have a phone number that you can call to assist you in reloading the card. Prizes include (4) Grand Prizes valued at $5,000 each; (12) First Prizes valued at $500 each, (12) Second Prizes valued at @250 each, and (12) Third Prizes valued at $100 each. $1.00 per declined transaction. This is a third-party fee and is subject to change. Certain products and services may be licensed under U.S. Patent Nos. You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. This is a third-party fee and is subject to change. transactions!5. The maximum balance you can have on Brink's Prepaid Mastercard is $15,000. How to Negotiate with Creditors for a Lower Debt Settlement, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, Complete Guide to Choosing the Best Auto Insurance, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. $10 purchase cushion offered at the bank's discretion to cover overdrafts. (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. There's no interest or late fees because it's not a credit card. Mastery Wiki Search for: How; Who; The Brinks Prepaid MasterCard comes with additional features. Would you recommend Brink's Prepaid Mastercard to your friends? Certain products and services may be licensed under U.S. Patent Nos. You are always on the go. The redemption options can be valuable, but the point values and higher-yield reward opportunities are a bit foggy unless you already have an account. There is no minimum balance. But with Brink's Complete, they can improve savings & reduce the hours it takes to handle cash. Company, Member FDIC, upon card activation and identity verification.1. What bank is Brinks all access? The Brinks Prepaid MasterCard is for those who might not be able to get a bank account, but want some of the benefits and features of a bank account. may affect your credit. Managing your money wherever, whenever. Cash back rewards are credited to your Card Account and are not available in the form Even the rewards with the. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN. The company you trust offers you the features and benefits you deserve to create a more convenient way to bank. There's no interest or late fees because it's not a credit card. If your identity is partially verified, full use of the Card Account will Are you an existing customer? 6. now = new Date(); Netspend Corporation.All rights reserved worldwide. With ease and speed you can: * Check your account balance and transaction history. As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. 6,000,608 and 6,189,787. Can you run a netspend card as credit? 1. Fees 8.0/10. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Brink's Complete services are provided by Brink's Capital LLC, an indirect wholly owned subsidiary of The Brink's Company. Fees may apply.3, Use our mobile apps, Anytime Alerts and Online Account Center to access your money and Card Account wherever you are.6, With $500 in qualifying direct deposits, you get access to a $10 Purchase Cushion7, Reduced Monthly Plan8, and an optional Savings Account.9, The Brink's Show Me The Money Truck Sweepstakes is delivering cash prizes with a chance to win every month!.8. The Brinks Prepaid Mastercard goes above and beyond our expectations for a prepaid debit card. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. If you choose the pay-as-you-go plan, itll be hard to maneuver without tripping over a fee. create up to a $10.00 negative balance on your Card Account. Cardholder is responsible for repayment of any negative balance. You'll receive a Card in the mail within 7-10 business days. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card.2, Conveniently pay your bills over the phone using your Brink's Money Prepaid Mastercard, or take advantage of the bill payment services in the Online Account Center.9. See online custom card FAQs and the Fee Schedule in the Cardholder Agreement. Additional transaction fees, costs, terms and conditions may The Company you trust is offering you the features and benefits you deserve. 6,000,608 and 6,189,787. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. After qualifying, Monthly Plan You can see a full range of options, including Automated Clearing House (ACH) Payments and MoneyGram, Visit any of the over 130,000 reload locations in the. Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. Netspend is a registered agent of Republic Bank & Trust Company. The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. You can also deposit your paycheck or a personal check using the mobile banking app, available for both Apple and Android phones. Bankrate.com is an independent, advertising-supported comparison service. So you can avoid interest payments, bounced checks, or overdraft fees. Approval review usually takes 3 to 5 minutes banking practice of posting funds at settlement. Activate/Register Log In Anytime Alerts TM Enroll in Anytime Alerts to keep track of your balance, deposits, and payments via text or email. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. Mobile Check Load is a service provided by First Century Bank, N.A. affiliation, or sponsorship, of or by SuperMoney or them of us. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per month instead of paying a fee for every purchase transaction under the Pay-As-You-Go SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. ATTENTION JOINT FILERS: Please make sure both parties are listed on the Card Account. $5.95 per month. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. There is no minimum balance. the Average Daily Balance which is $1,000.00 or less will be 4.91%. There's no minimum spending or maximum rewards. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next. With the Brink's Prepaid MasterCard, you can get paid up to two days faster and manage your money anytime and anywhere. Managing your money wherever, whenever. restrictions may delay availability of funds with or without notice. To check the rates and terms you qualify for, one or more soft credit pulls will be done by to fraud prevention restrictions at any time, with or without notice. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Getting a Mortgage With a Smaller Down Payment and No PMI. theYear = now.getYear(); Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Should you accept an early retirement offer? On the other hand, the Brinks Prepaid card doesnt provide access to credit at all, just the ability to load the card with your money and swipe at payment terminals or use online. Greater of 2.0% of total check amount or $5.00 per check load. The company's mission is to develop So you can avoid interest payments, bounced checks, or overdraft fees. editorial integrity, See the Features 10.0/10. Is Brinks better than ADT? Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. What Are the Differences Between Federal and Private Student Loans? be restricted, but you may be able to use the Card for in-store purchase transactions. Card use subject to activation and identity verification. 6 Payback Rewards is an optional program. Transfer of funds via ACH from your bank account at another financial institution to your Card Account. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. SuperMoney strives to provide a wide array of offers for our users, but our offers do not Find out how. availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. Please explain your vote by sharing your experience. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but dont want (or dont qualify) for a regular credit card. Just make five (5) transactions of $5 or more on your Brink's Money Prepaid Mastercard.1, Card use subject to activation and identity verification.2. Fee is assessed to transferor's account when the transfer is for your tax refundand for all your payroll and benefit checks too. Make five (5) transactions of at least $5 in one month for a chance to win, Each additional transaction of at least $5 earns an additional entry, Monthly drawings for $100, $250 and $500 prizes, Get access to your account wherever you are. 4% of the U.S. Dollar amount of the purchase transaction. Open to legal residents of the 50 U.S. or DC, and legal age of majority prior to time/date of entry. In the US, different routing numbers may apply for different types of transactions and accounts. Put your picture on a Card for added security when paying a merchant in store. Interest is calculated on the Average Daily Balance(s) of the enrolled in the Monthly Plan and your Card Account has had no activity as described above, this fee applies instead of the Monthly Plan Fee. When your highest-paid employees spend time handling cash, your business loses time and money. These are variable rates and may change However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. Meanwhile, the Brinks Prepaid can (and will) charge you almost $6 a month after 90 days of inactivity, which further eats into your balance. Up to the Greater of 2.75% of the withdrawal amount or $4.00 per withdrawal. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. Brink's Prepaid Mastercard charges a monthly fee of up to $9.95. person and may be one indicator to the credit type you are eligible for. Enroll in Brink's Money Payback Points. Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. bank account, or get paid up to 2 days faster8 with no-cost Direct Deposit. mostly not recommended Fraud prevention restrictions may With Brink's Money, everyone is eligible regardless of credit history,2 Once you activate your Brink's Money Prepaid MasterCard, you'll love the Brink's Money Program because it's: Fast and Convenient: No more waiting to get your paycheck. 6,000,608 and 6,189,787. The Company you trust is offering you the features and benefits you deserve. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. Savings Account and is paid quarterly. delay availability of funds with or without notice. Bankrate.com does not include the entire universe of available financial or credit offers. 9. Neither Plan Fee option includes any other fees. Those who can Direct Deposit at least $500. All products or services are presented without warranty. Here are some of the ways to add money to your Card Account once you've activated your Card and verified your identity.1, Add Money to your Brink's Money Prepaid Mastercard >. Snapshot. This is a third-party fee and is subject to change. Should You Use a HELOC to Pay Off Credit Card Debt? What Are Different Types of Credit Cards? No late fees or interest charges because this is not a credit card. Take our 3 minute quiz and match with an advisor today. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Check the banks website for the most current information. 2023 Bankrate, LLC. Card may be used everywhere Debit Mastercard is accepted. in electronic form. January 21, 2022 by William Nelson A prepaid Mastercard can provide people without credit or debit cards a way to shop online. Points can be redeemed for cash back in the form of account credits, but you must log in to the Online Account Center or mobile app to see your other reward choices. theYear = now.getYear(); Get a free consultation from a leading tax expert, in Earn unlimited 1% cash back on all other purchases automatically. You can add money to your Brink's Card from an existing bank account or from another Brink's Card. Fee $4.95 per transfer via Customer Service Agent. Fraud prevention restrictions may delay availability of funds with or without notice. now = new Date(); Approved purchase transactions may create up to a $10.00 negative balance on your Card Account. For people without credit, the. *Card issued by Republic Bank & Trust Company, Member FDIC. The interest rates and APYs of each tier may change. How to Open a Brinks fire Safe. With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. Brink's secures valuables around the world. If Cardholder is subject to You can also text to 469-513-8685. Starts 2/1/21. Even the rewards with theDiscover it Secured Credit Cardare slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. by SuperMoney users with a score of -47, equating to 2.1 on a 5 point rating scale. However, if you choose a product and continue your application at a Card details Highlights Brink's gives you the peace of mind you deserve. These are promotional rates and may change without notice pursuant to applicable law. transfer conducted through a Netspend Customer Service agent. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Fee may be either a flat fee or a percentage of the withdrawal amount. Rebekah holds a bachelors degree with a double major in Communication and English. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could now = new Date(); For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. 6,000,608 and 6,189,787. How To Get a Personal Loan With Fair Credit, How to Use a Personal Loan to Build Credit. Republic Bank & Trust Company and Mastercard are When filing your taxes, put your Routing Number and Account Number in the designated fields (shown below) and indicate 'Checking' as the account type. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of 9 Bill payments may be subject to fees. money on your Card via Western Union Money Transfer. This is a third-party fee and is subject to change. Certain products and services may be licensed under U.S. Patent Nos. Certain products and services may be licensed under U.S. Patent Nos. Our experts have been helping you master your money for over four decades. if (theYear < 1900) theYear = theYear + 1900;